Financial Goals for 2014: Mid-year Review

Before June officially closes, reality check for these goals.

1. Complete payment of bank and personal loan - target end of January - completed personal loan just recently by realigning budget.
2. Religiously pay SK LU - no delays so far.
3. Maintain 7k savings for lot processing/housing fund - had to adjust last Jan. and Feb. because of other payables. So far, consistent in the succeeding months.
4. Save 35k to add to safety fund (aka emergency fund). Target to accumulate 3 months' worth by end of year. - Changed priorities around April so new target is to complete SF (6 months) by end of this year or until Jan. 2015.
5. Maintain 2k/month allocation for BDO EIP - still on track.
6. Increase MF to 20k - still consistent with the 500/month budget but currently evaluating if I would still continue with this or just switch to UITFs.
7. Add 10-20k in stock market - still on track. 5K added to date.
8. Complete my version of the 52-week challenge - missed some weeks and switching to a lower base for the succeeding weeks to make it more realistic
9. Continue donation for church construction in my hometown where my mom was active on her last few months with us - missed some months but will still make it up for a bigger donation by end of year.

Keeping my fingers crossed that I would be able to meet these goals this year. However, I'm expecting something that will again impact my budget but hopefully, it won't cause so much deviation from my goals. MUST complete #4!

Will update by year end.

Happiness and Sadness

Vice Ganda shared his realization recently. In their show It's Showtime, they always encourage their audience to be happy and to stay positive. However, with the events in his personal life lately, he realized that it is ok to feel sad, that it is okay to cry and be angry. But after that moment, we should find the courage and the reason to be happy again.

So today, I'm allowing myself to feel disappointed and frustrated with how things are currently at work. Unfortunately, I'm not getting what I need, there is no direction for one of the projects, there are a lot of people to talk to but I feel that there is communication gap and that they don't really make an effort to understand what I'm asking them. And then I'm just so demotivated to rectify these situations. Mostly, my reaction is to feel bad and frustrated instead of staying objective like what I usually do in the past. Hopefully though, this feeling will be over in the coming days.

Breakaway

If you want to do it, do it now.
Do not delay.
Do not prolong the agony.
Do not be afraid to step out into the unknown.

Go, search for what your heart truly desires.
Go, confront yourself with what happened almost a year ago if only to get you back on track.
Go, search for what will help heal you.
Go, do what you think will help you find your direction.

It's your life, be your own CEO.
It's your life, be your own CFO.
It's your life, be your own COO.
It's your life, be your own sailor.

Just go. Just do it. After all, it's your life.